Bob and Debbie Conroy - Enjoying the Journey Together!

Our immediate gratification, consumption-driven culture never ceases to amaze me. Apparently, somebody has statistics to show that a good marriage is built on a solid foundation of debt. Oh, and they are in the loan business. " Big hat, no cattle " is a scenario for a doomed marriage .

You can never save enough on a want to rationalize the purchase on price alone. What does the early bird do with all of those worms? Happiness takes effort and without effort the default is misery. Isolation and apathy are poor substitutes for contentment. When making plans the best tactic is to be flexible. If a task is not worth a 100% effort then give it none. Proficiency at prioritization is a prerequisite for progress. When in doubt use logic instead of emotion. Faith can be more powerful than logic but it comes with a price. Show me a broke person and I’ll show you a person without a life plan that has poor budgeting skills and a victim’s mentality. Our ability to rationalize a poor decision is both a virtue and a curse.