Wow! Is it ever! Who are these people who borrow money for toys and vacations? Do they not pay attention to a little thing called interest? Interest on a loan is a great thing - when you're the one collecting it.
Our immediate gratification, consumption-driven culture never ceases to amaze me. Apparently, somebody has statistics to show that a good marriage is built on a solid foundation of debt. Oh, and they are in the loan business. " Big hat, no cattle " is a scenario for a doomed marriage .