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10% Failure Rate

I am sure this banner at Jordan Creek Town Center is meant as a brag but a 10% failure rate is appalling to me. It must be appalling to the 10% that spent about $80,000 each just to graduate into unemployment.

Mind Blown

Wow! Is it ever!  Who are these people who borrow money for toys and vacations? Do they not pay attention to a little thing called interest?  Interest on a loan is a great thing - when you're the one collecting it.

2017 Goals

Bob's Goals: More time with grandkids in Kearney, NE. More contact and time with sibs. Finish the “Full Grassley”, i.e, visit all 99 counties in Iowa. Be more reflective and appreciative. Pass the general test to upgrade my amateur radio license. Continue to improve the agency and the Plan and make both independent of time and location. Gracefully exit groups and committees where I no longer have a great passion for their mission or I am doing too much of the work. Improve my work/life balance. Debbie's Goals: Work less Look for a vacation home Travel more with my hubby

Conroyisms – Part 7

Always lead with love. Self-actualized people can spot each other in a crowded room. Do you want my assessment of your unsolicited advice or shall I spare your feelings? If the other party in a discussion leads with their feelings leave the discussion with good-mannered expediency. Productivity equals self-esteem while a lack of productivity equals death of the human spirit. No government sponsored social program has ever created self-esteem. You are unique, just like everyone else. Expectations are critical: too low and your abilities are squandered; too high and your happiness is impossible. Apparently, every society has to try progressivism/socialism/communism at least once to see if it might work this time.

Until Debt Do Us Part

Our immediate gratification, consumption-driven culture never ceases to amaze me. Apparently, somebody has statistics to show that a good marriage is built on a solid foundation of debt. Oh, and they are in the loan business. " Big hat, no cattle " is a scenario for a doomed marriage .

Conroyisms – Part 6

You can never save enough on a want to rationalize the purchase on price alone. What does the early bird do with all of those worms? Happiness takes effort and without effort the default is misery. Isolation and apathy are poor substitutes for contentment. When making plans the best tactic is to be flexible. If a task is not worth a 100% effort then give it none. Proficiency at prioritization is a prerequisite for progress. When in doubt use logic instead of emotion. Faith can be more powerful than logic but it comes with a price. Show me a broke person and I’ll show you a person without a life plan that has poor budgeting skills and a victim’s mentality. Our ability to rationalize a poor decision is both a virtue and a curse.

What Could Go Wrong?

While driving on 1-35 I noticed Pyro City Fireworks in Eagleville, MO. It is a gas station that sells BBQ in the front and a fireworks store in the back.  They do have a no-smoking sign on the building. I hope people pay attention to it!